Simple and Easy.

Mortgages Stated Clearly.

Our goal is to help you maximize your purchasing power by offering the best loan program at the best mortgage rates so you can make meaningful, lasting memories in the home of your dreams.

Looking to Buy a Home or Refinance?

When it comes to buying a home or refinancing you have many options. Whether its a conventional loan or a government loan like FHA or VA you can rest assured you will get a low rate through NEXA Mortgage.

Home loan financing with NEXA Mortgage means a mortgage that closes on time and a smooth home purchase loan process.

Whether you are a first-time buyer or an experienced homeowner, buying a home can be a stressful and time-consuming process. The greatest obstacle to beginning the purchase process is determining what home loan financing options are right for you.

When deciding on a home purchase loan, you want the choice with the interest rate, monthly payment and term options that are best for your personal circumstances.

Refinancing your mortgage with NEXA Mortgage into a lower payment can lead to significant savings over the life of your loan. It is important to know your options so that you get the maximum benefit available.

We Have Many Loan Options Available

No matter what you are trying to do; buy or refi, you have 30 year options, 15 year options, cash out for debt consolidation or that home renovation. Maybe you just want to capitalize on those low 1.99% fixed rates to save tens of thousands in interest, we can help!

Note: lenders typically look for a debt ratio of 43% or under for conventional loans. Often if your debt ratio is above 50% Government loans like FHA are better options.

Our Mortgage Product Highlights

Whether you are looking for your first home, or a loan going into retirement its hard not to feel like you have to become a loan expert overnight. Rest assured, you can relax and let the mortgage experts at NEXA Mortgage answer all your questions and lead you step by step.

Conventional Purchase and Refinance

Conventional loans for primary, secondary or investment properties, typically have maximum loan amounts of 97% of the value of the property and do have several options to carry mortgage insurance above 80%. Options for MI could be borrower paid or lender paid as well as no MI option.

FHA Loans - Federal Housing Authority

Looking for a low down payment home loan? Let our Experts Guide You Smoothly into Your Dream Home in Virginia with a First Time Home Buyer Loan that is Right for You!  Learn More

VA Loans for Veterans

As a veteran, a member of the military or military spouse or surviving souse, you may qualify for a VA loan. VA home loans are guaranteed by the U.S. Department of Veterans Affairs (VA). Refinance up to 100% of your home (even cash out) or buy a new home with no down payment and no monthly mortgage insurance (PMI) on loans up to $1 million!

  Learn More

Jumbo Loans - Are Loans Above the traditional Conventional Loans; Amounts Up to $10 million

There are Conforming Jumbos, VA and FHA Jumbos under $1 million and then there are Non-Conforming jumbos, typically over $1 million to $10 million. No matter which one you need we are jumbo experts here to guide you.

Learn More

New Construction Loans

A New Construction Loan from NEXA Mortgage allows you to cover everything from the lot purchase to the roof. New Construction is for those that want design everything about their home to the last detail. Learn More