Simple and Easy.

Bad Credit Mortgages

Stated Clearly.

You have had some credit issues in the past? Do not let that stop you from obtaining your dream home.

Bad Credit Mortgage Loans

Have bad credit? Looking to find a mortgage lender who will get you a mortgage loan, help you with consolidating your bills, or show you how to obtain a first-time home buyer loan? We can help! Do not let past credit problems or uncontrolled debts prevent you bad credit mortgage loan from getting the loan you need! As long as you are willing to put forth the effort to help yourself, we will help you!

We specialize in helping homeowners repair their credit… putting them on the road to recovery.

We can help – Even if you’ve been turned down for a home loan before – or don’t think you can qualify. We have many first-time homebuyer programs available for those that have less than perfect credit. If you have not had the best of luck keeping your credit report clean, do not worry. We understand that things happen. Not knowing which bad credit mortgage lender to turn to can become an overwhelming experience.

Low Rate Home Loans with Bad Credit

Need a low-rate home loan with bad credit? We can help! We offer many loan programs for those with less than perfect credit, including FHA home loans! FHA stands for the Federal Housing Administration. The FHA offers many loan programs for you to assist in getting you approved.

We are a bad credit mortgage broker and can help with getting low-rate home loans. Even if you have missed or had late credit card payments, charge-offs, repossession, filed for bankruptcy in the past seven years, or have not paid taxes, we can help. Don’t despair if you have one or more of these blemishes on your credit report. We can help with 100% financing for your home.

A Bad Credit Mortgage Lender

The pages of Virginia Mortgage, a bad credit mortgage lender, are filled with information on poor credit loans and tips on mortgage refinancing with bad credit. We also provide you with information about the things you should do before applying for a mortgage loan.

Even borrowers with very bad credit, including bankruptcy and foreclosure, can obtain mortgage loans. Homebuyers with less than perfect credit must understand, however, that the type of mortgage loans available to them in this mortgage market, bares very little resemblance to the type of home mortgage loans that those with good credit can get.

We, at NEXA Mortgage are here to help provide you with the answers to the questions regarding these types of loans. If we can not qualify you today, we work with you in restoring your credit so that when you are able to buy a home, you will utilize us in the future.

The first place to start is to pull your mortgage credit report, these scores are what counts not Credit Karma, Credit Sesame  or any other credit score or monitoring service. 

In order for us to assist you we are providing a link to our credit provider AVANTUS. It is important that you start here first. Once you complete their required information you will get your REAL credit scores and report.

We will be notified and reach out to you to get you right on track to homeownership.

If you do not know where you are starting from you have no idea how to get where you need to be. There is a cost our credit provider charges for your report. This charge has nothing to do with us. If your just looking for a free report we can not help you. Again getting a mortgage with less then perfect credit is not easy for you or for us. If you have any questions please do not hesitate to use our contact us form.